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The rule of law is a key principle of a democratic state and one of the three Copenhagen Criteria that determine whether a state may join the European Union.

Despite years of commitments to the IMF and the World Bank, Ukraine still lacks an effective mechanism for cleansing state banks of non-performing loans. Today, more than 80% of NPLs are concentrated in the state sector — this blocks normal lending and "freezes" billions of hryvnias of capital that could be working for the economy.

In Ukraine, the shadow economy remains an invisible sector that is difficult to control and assess. At the same time, it has become a fully-fledged competitor to the state in managing financial flows.